First Party
We have markets with capacity for most risks to $10,000,000. Excess limits are available.

Most forms are excess and surplus and written on a "claims made" basis and are generally worldwide. They can provide coverage for loss of revenue, extortion, and intellectual property defense costs. Additional coverage is available for direct loss due to unauthorized access, virus cleanup and value of lost data. Normal applicants will be doing a significant portion of their business via the Internet. Typical types of business activity will include catalog sales, retail sales and wholesalers.

An application that details security and network information in addition to standard questions of location, business activity and revenue is required for proper underwriting. Most markets will require a security assessment. Applicant is not usually responsible for the cost of the assessment.

IT Risk Managers, Inc. will review web sites and assist you in risk analysis.

Third Party
We have markets with capacity for most risks to $5,000,000. Excess limits are available.

Most forms are excess and surplus and written on a "claims made" basis and are generally worldwide. They will typically provide coverage for losses arising from Advertising and Personal Injury not covered under General Liability. Infringement, libel, slander, disparagement and copyright are all normally included. At IT Risk Managers, we can combine 3rd party coverage with Professional Liability on one form to help broaden coverage and reduce costs to the applicant. See E&O and Professional Liability Section for more details. Any business with a web site has a risk.

IT Risk Managers, Inc. will review web sites and assist you in risk analysis.

Crime
We have markets with capacity for most risks to $5,000,000. Excess limits are available.

Most forms are excess and surplus and written on a "claims made" basis and are generally worldwide. They will typically provide coverage for losses arising from theft, extortion and mysterious disappearance. Some elements of crime are usually combined in the 1st party cyber forms. Most common types of businesses requiring this coverage would be financial institutions and retail sales.

IT Risk Managers, Inc. will review web sites and assist you in risk analysis.

Classes of business available: